Bears in Personal Finance

    The past month I've had a lot of bears in my personal finance, my work is cutting me hours ( translation my income is less ) but my bills are the same and I think I need to pay more things, I already paid the bill of the computer which was like $600.00 dollars, plus some extras the net debt was like $800.00 dollars but it is already paid. But I'm worry because I need to save money to buy a used car because I don't have a car, I need it to go to college ( soon ) and work, also Christmas and all the gifts are close and I don't have to much money to spend on this event that's why I feel a little bit sad but positive after all.

Things to do :

• Get a license
• High School Diploma
• Save money and buy a car
• New job
• Enjoy Christmas and my family
• Save money for investments
• Open savings account after I buy the car

   Yesterday I organized my bank account and now I have 2 checking accounts in one I put the money that I have available for the car, and in the second one I'm putting money for investments I didn't open a special account for that because the bank charges me fees and stuff that I want to avoid like everyone else, the next thing that I need to do after I buy the car is to open a savings account which I used to have but I need to open it with a sepecific amount which is like $300.00 dollars.
   I've been working on some points of my list, but I need to invest more of my time on the fourth one which is the most important for my finances, I know that this post doesn't make sense but I want so save it here and remind to myself that I need take advantage of the time that I have available.