What are bulls and bears in the market ?

Bull Market

   A bull market is when everything seems to be running good the prices are going up, and the market indices like NASDAQ go up too with the number of shares. Bull market = (+) Market.

Bear Market

   The bear market it is the total opposite of the bull market. This is when the market prices fall 20%, the people who have entered in a bear markets usually they wait for a bulls to start rising the prices up. Bear Market = (-) Market

Stock Investing - My first move

 

  Since I posted the entry about my goal I've been trying to find articles related to stock investing what I usually see or read are just show off guys and they don't explain nothing about it. They just say I invest in stocks I've been doing millions and stuff so I decided to buy a book called "Stock Investing for Dummies" I think this book is perfect for me because I want to learn everything very simple but also well explained to get the main idea of every concept in this topic. As I've been reading in all articles one of the most remarkable thing or common comment it is "Educate Yourself" so that's what I'm doing and for me this is my first investment, I invested only $5.55 dollars in my education to learn about stock investing.

Subtotal of Items:	$2.44
Shipping & Handling:	$3.99
	------
Total:	$6.43
Gift Cards:	-$0.88
	------
Total for this Order:	$5.55

Everything starts from your mind - Attitude

"... there are many people who consciously desire to be rich and know that money is important. However, at a deeper level they may not realize that their subconscious mind either holds many limiting beliefs about money or associate lots of negative feelings towards money. These negative associates cause them to repel money and prevent them from becoming rich without even realizing it. "

 Source : http://www.themillionairesecrets.net/everything-starts-from-your-mind/
 Link to visit : Millionaire Secrets

Mturk Activity - Oct 26, 2009

  

   Today I spent like 2 or 3 hours searching in the net for sites similar to mturk, I found a couple let's see the first one was KGB recommended by my cousin I didn't like it to much because I need to schedule my hours for work, I didn't like it because I never know when I'm going to spend more time in the computer, the second site that I found by my own was ChaCha at the beginning everything seems to work fine but when I entered my mobile number it said that my mobile company was not participating in that kind of websites, so I don't had the opportunity to use it. I know that I'm not going to create millions with these kind of websites but maybe a few dollars can help anyone, then I started thinking that if I need to find another way to make money through the internet so I searched freelance in Google I found a couple of interesting posts but nothing seemed very attractive for me so then I start to think that I cannot do much with Mturk because I don't have the entire day to say constantly doing those little works, in conclusion I came with this :

Usually I don't do more than 25 or 30 cents per day, today I submitted like 33 cents with small activities. So if I keep doing more like 50 cents per day becuase I don't have enough time I will do 14 bucks per month and I will end the year with 168 extra dollars, I know that its nothing to be honest but who will give us 168 dlls for just do a few clicks.

Also I found this interesting post


My Expert Tipes on Earning more Form Mturk

Well if you want leave a comment in the post, I don't know what to think about it so I will keep doing a few bucks with Mturk.

Weekend Oct 23-25, 2009

   Well I'll post what I did with my money this weekend and how much I gained, I know that I didn't do to much to earn more money, actually I spent more

Spent (-)
Computer bill - $100.00

Earned (+)

Mturk Amazon - $1.08
Money Found   - $19.29
---------------------------------
                            $20.37

   Nice, usually I don't get money but this time I think I did something different, let's see what happen in the next weekend.

In conclusion that means

General Account : $1812.39

I have a goal

   I feel like I can handle this goal I think that the secret to complete it is just to be confident, always be positive and learn everytime about the consenquences of my decisions. Today I had a normal day so I was thinking that instead of staying in home watching tv I can learn about investment and stock marketing, I know that I'm 18 years old but I feel like I can handle things like this, this year I want to do more money that I should do, my pay rate is the minium wage which is 7.25 and I should do $10,440 dollars per year I started my job in february but I don't feel any progress I want to do more than that I have 2 months more to start learning about stock marketing and investment and I would start this right now if its possible.
   My goal is to invest my money and do more than I should do, I want to save money but first I need to invest it to "play with numbers", honestly I don't know if someone's reading my blog but I just want to post this and read it the next year just to see if I did it.

Julian A. Rodriguez - Oct 25, 2009

Credit cards are good for you

   Well I've been searching for reasons to get a new credit card, I was a little bit curious about this because I got one recently. So, I'll show you reasons to don't get rid of it.

1. Credit history - If you pay constantly and  you spend small amounts you can create credit history and that would help you a lot to get loans.

2. Emergency funds - You never know, you can use your credit card to get rid of problems or maybe you need to solve them fast.

3. Protection - If your card is stolen, you can get protection from the bank just with one call, instead if you carry cash or you lost your money or got stolen you don't have any protection. 

4. Rewards - Credit history, credit points, cash backs, discounts, 0% of interest, etc.

5. Shop Online - With credit cards it's fast and secure to shop online.

   Those are the main reasons that I found in different pages/websites, I think that the secret to handle credit cards it is just to be responsible and never spend more than we can pay or what we have in the bank.


- Tip : Pay the full amount of your credit card every month, that would help you a lot.

How much is your website worth ?

I started this 4 days ago and now I'm thinking how worth my blog is rated ? well here the anwser :

My site is worth $78.

Just $78.00 dollars, the rate is 19.5 per day if this continues like that at the end of december it should be $1384.50 dollars, in december let's see if we can reach that goal. I have 71 days left.

If you want to use this service go to http://www.websitevaluecalculator.com/

Does AdSense really works ?

   To be honest I don't know this is the first time that I try things like this, I've had like 5 websites just 3 of them were good maded I mean well organized, the time that I spent, and the money. But for my fourtne now I'm 18 yrs and now I can suscribe to this "program" that Google brings to the people on internet.
    I have been searching in Google for more information about Adsense but I don't know if I can trust what I read so I'm gonna try this for 1 year and I'm going to be constantly posting if this it's working.

Adsense, Google Inc.

Click here if you want to search in your own :

http://www.google.com/search?hl=en&safe=off&rlz=1G1GGLQ_ENUS301&q=does+adsense+really+work&aq=f&aqi=g1

Important things that I read to increase the Adsense traffic :

- If you can blend your website with the ads it's better for you.
- The more close to the top the better.
- The closer to the left the better.
- Add the Google Search bar, if they search 1 time or 50 all of them count as a click.
- Be constantly tracking all the activity of the ads.

Positive Thinking

    Do the positive thinking affect our actions ? from my own opinion I think it's a very important factor when we act in our every day life, because when you are positive you always see the "good things" when  you are in trouble or you can't find a way to solve the problem, so I decided to write quotes about the positive thinking and what we attract when we have that mood.

"Don't let what you cannot do interfere with what you can do."
- John Wooden 

"The great pleasure in life is doing what people say you cannot do."
- Walter Bagehot  


"People become really quite remarkable when they start thinking that they can do things. When they believe in themselves they have the first secret of success."
- Norman Vincent Peale 

"You are what you think about all day long."
- Dr. Robert Schuller 


"Fear less, hope more; Eat less, chew more; Whine less, breathe more; Talk less, say more; Love more, and all good things will be yours"
- Swedish Proverb


"The positive thinker sees the invisible, feels the intangible, and achieves the impossible."


 My favorite quote :


“Impossible is just a big word thrown around by small men who find it easier to live in the world they’ve been given than to explore the power they have to change it. Impossible is not a fact, It’s an opinion. Impossible is not a declaration, It’s a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.” - Adidas Ad

 

Introduction

    Well my name is Julian Rodriguez, I'm from El Paso Texas. I've been here in Texas like 1 year and 1 month, I'm 18 years old. I started this blog because I want to share my thoughts and experiences that I've had since I moved to El Paso. I want to focus the blog to the financial sector because as we know everybody wants to have a lot of money, how to manage their income and of course how to improve their income.

    I'm interested in this topic because I want to use wisely my money and be organized with the things that I usually do and I know that I'll notice my errors when I write in the blog, I think it's way to track my errors and fix them before I do something wrong. Thanks

Income

Saturday Oct 17, 2009

Time working : 8 months

Rate : 7.25

Hours: 30.00

Month Income:    $910.00 ( After extras )

Year Income:      $10,440.00 

Credit Available: $300.00

Bills 

Oct 17, 2009

Cellphone:  $55.00

Computer:  $100.00

Other :        $200.00

 --------------------------

                   $910.00

              -    $355.00

--------------------------

                   $555.00

Where's all my money ? haha that's why I want to track my errors and find a way to improve my income and obviously use wisely my money.